Marks & Spencers Exchange Rates

Marks and Spencer rates can often be around 2% worse than a specialist currency firm.

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"Marks and Spencer's online ordering service is easy to use. Unfortunately they do not provide the most competitive exchange rates compared to other leading travel money providers. You will only be able to order home delivery if you have one of the following, Marks and Spencer Credit Card, Chargecard or Budgetcard."

MAIN FEATURES

Free collect from local branch available to everyone. If you cannot purchase online for home delivery you can arrange collection of your currency order at a local Marks and Spencer's bureau de change.

Marks and Spencer travel money main features include:

  • Preferential rates for Marks and Spencer Bank cardholders.
  • Free home deliveries on amounts over £500.
  • Delivery charge of £5 for orders under £500.
  • Buy back guarantee.
  • Maximum order £2500.
  • All home deliveries are made by Royal Mail and are fully insured.
  • Orders placed before 1pm should arrive the following working day.
  • Most orders take up to 3 working days for delivery.

HOME DELIVERY

If you are eligible to order with Marks and Spencer you must specify whether you would prefer home delivery or branch collection.

  • Orders placed before 1pm Monday to Friday will generally be ready for collection or delivered to your home address the next working day unless clearly specified.
  • Orders placed after 1pm Monday to Friday will generally be ready for either collection at your specified Marks and Spencer branch or delivered to your home address two working days after the order was received.
  • Orders placed on a Saturday, Sunday or bank holiday will generally be ready for collection or delivered to your home address 2 working days after the order was received.

USEFUL TO KNOW

Unlike other travel cash providers Marks and Spencer’s do not update their exchange rates throughout the day.

This means that they must include a large enough margin to cover any negative exchange rate movements to prevent losing money. Other travel money providers regularly update their exchange rates throughout the day which are more competitive and will save you money.